> For the complete documentation index, see [llms.txt](https://docs.barte.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.barte.com/banking/api/webhooks/webhooks-v2.md).

# Eventos de Conta v2

Formato enriquecido de notificação de status de conta. Inclui detalhamento por sócio (`entities`) e suporte ao novo status `BIOMETRIC_REJECTED`.

Para receber este formato, cadastre um webhook com `eventType: account_holder_status.update`.

## Status da Conta

| Status               | Descrição                                                      | Ação recomendada                 |
| -------------------- | -------------------------------------------------------------- | -------------------------------- |
| `KYC_APPROVED`       | KYC aprovado                                                   | Chamar `POST /activate` (PAYFAC) |
| `KYC_REPROVED`       | Dados do KYC rejeitados (ex: nome divergente, sócios ausentes) | Corrigir dados via `PUT`         |
| `BIOMETRIC_REJECTED` | Verificação biométrica rejeitada (ex: selfie não reconhecida)  | Solicitar nova sessão biométrica |

## Estrutura do Payload

| Campo                          | Tipo              | Descrição                                                                                                |
| ------------------------------ | ----------------- | -------------------------------------------------------------------------------------------------------- |
| `event`                        | String            | Tipo específico do evento (`account.kyc.approved`, `account.kyc.reproved`, `account.biometric.rejected`) |
| `processedAt`                  | String (ISO 8601) | Data e hora do processamento                                                                             |
| `data.accountId`               | String (UUID)     | ID interno da conta                                                                                      |
| `data.accountType`             | String            | Tipo da conta (`business`)                                                                               |
| `data.status`                  | String            | Status resultante (`KYC_APPROVED`, `KYC_REPROVED`, `BIOMETRIC_REJECTED`)                                 |
| `data.reasons`                 | Array\<String>    | Códigos de motivo das análises reprovadas                                                                |
| `data.entities`                | Array\<Object>    | Detalhamento por sócio — presente apenas quando há reprovações                                           |
| `data.entities[].document`     | String            | CPF do sócio                                                                                             |
| `data.entities[].analysisType` | String            | Tipo de análise que reprovou (`kyc` ou `identity`)                                                       |
| `data.entities[].status`       | String            | Status da entidade (`REJECTED`)                                                                          |
| `data.entities[].reasons`      | Array\<String>    | Motivos específicos da reprovação do sócio                                                               |

## Exemplos de Payload

### KYC Aprovado

```json
{
  "event": "account.kyc.approved",
  "processedAt": "2026-01-30T16:00:00Z",
  "data": {
    "accountId": "f47ac10b-58cc-4372-a567-0e02b2c3d479",
    "accountType": "business",
    "status": "KYC_APPROVED",
    "reasons": [],
    "entities": []
  }
}
```

### KYC Rejeitado

```json
{
  "event": "account.kyc.reproved",
  "processedAt": "2026-01-30T16:00:00Z",
  "data": {
    "accountId": "f47ac10b-58cc-4372-a567-0e02b2c3d479",
    "accountType": "business",
    "status": "KYC_REPROVED",
    "reasons": ["PARTNERS_ARE_MISSING"],
    "entities": [
      {
        "document": "12345678901",
        "analysisType": "kyc",
        "status": "REJECTED",
        "reasons": ["NAME_MISMATCH"]
      }
    ]
  }
}
```

### Biometria Rejeitada

```json
{
  "event": "account.biometric.rejected",
  "processedAt": "2026-01-30T16:00:00Z",
  "data": {
    "accountId": "f47ac10b-58cc-4372-a567-0e02b2c3d479",
    "accountType": "business",
    "status": "BIOMETRIC_REJECTED",
    "reasons": ["FACE_MISMATCH"],
    "entities": [
      {
        "document": "12345678901",
        "analysisType": "identity",
        "status": "REJECTED",
        "reasons": ["FACE_MISMATCH"]
      }
    ]
  }
}
```

### Múltiplas reprovações (KYC e biometria em sócios diferentes)

Quando sócios distintos falham em análises diferentes, todas as entidades reprovadas aparecem no mesmo payload. O campo `event` indica o tipo primário de reprovação (KYC tem prioridade sobre biometria).

```json
{
  "event": "account.kyc.reproved",
  "processedAt": "2026-01-30T16:00:00Z",
  "data": {
    "accountId": "f47ac10b-58cc-4372-a567-0e02b2c3d479",
    "accountType": "business",
    "status": "KYC_REPROVED",
    "reasons": ["NAME_MISMATCH", "FACE_MISMATCH"],
    "entities": [
      {
        "document": "12345678901",
        "analysisType": "kyc",
        "status": "REJECTED",
        "reasons": ["NAME_MISMATCH"]
      },
      {
        "document": "98765432100",
        "analysisType": "identity",
        "status": "REJECTED",
        "reasons": ["FACE_MISMATCH"]
      }
    ]
  }
}
```


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